Home Insurance

As your largest investment, it's important to make sure your home has the proper insurance coverage. We'll protect your home and everything in it for the lowest possible price.

How We Get Our Clients The Best Home Insurance In Georgia

Home insurance is more than something required by your mortgage company. Homeowners insurance protects your home, personal property, and other structures from unexpected damage or loss. It also protects you and your family's income and assets from liability exposures.

Without the right coverage in place, you can be in financial ruin when something unexpected happens.

At The Roberts Insurance Group, we work with clients throughout the State of Georgia to build a coverage plan that gives them the coverage they need. We then shop around with dozens of the best home insurance companies in Georgia to find the best price for your family's coverage. 

Typical Home Insurance Coverages

Section I — Property Coverages
  • Coverage A – Dwelling
    Covers the value of the dwelling itself.
  • Coverage B – Other Structures
    Covers other structure around the property that are not used for business, except as a private garage. Typically limited at 10% to 20% of the Coverage A, with additional amounts available by endorsement.
  • Coverage C – Personal Property
  • Coverage D – Loss of Use/Additional Living Expenses
    Covers expenses associated with additional living expenses (i.e. rental expenses) and fair rental value, if part of the residence was rented, however only the rental income for the actual rent of the space not services provided such as utilities.
  • Additional Coverages
    Covers a variety of expenses such as debris removal, reasonable repairs, damage to trees and shrubs for certain named perils (excluding the most common causes of damage, wind and ice), fire department changes, removal of property, credit card / identity theft charges, loss assessment, collapse, landlord's furnishing, and some building additions. These vary depending upon the form.
  • Floods
    Flood damage is typically excluded under standard homeowners and renters insurance policies. Flood coverage, however, is available in the form of a separate policy both from the National Flood Insurance Program (NFIP) and from a few private insurers.
Section II — Liability Coverages
  • Coverage E – Personal Liability
    Covers damages which the insured is legally liable for and provides a legal defense at the insurer's own expense. About a third of the losses for this coverage are from dog bites.

    At the Roberts Insurance Group, we specialize in working with homeowners in Canton and throughout the State of Georgia. Our clients get the very best home insurance rates available because we're able to shop around with over 40 different carriers. Contact us to learn more about the right homeowners insurance for you.
(678) 250-8133
64 Academy St
Canton, GA 30114​
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