Top 15 Ways Georgians Can Save on their Insurance

Top 15 Ways to Lower Your Insurance Costs in Georgia Without Cutting Coverage:
Everyone is always looking for ways to save on their insurance costs. Every insurance commercial on TV promises discounts for this and discounts for that. However, most policyholders in Georgia still feel like they aren’t able to totally maximize their savings without raising deductibles or cutting their coverage.
Since discounts and savings opportunities are different between each company. It is  important to make sure your agent or broker has exhausted every discount opportunity before you consider cutting your coverage or raising deductibles. This is exactly what we do for our clients at the Roberts Insurance Group.

HERE ARE 15 WAYS YOU MAY BE ABLE TO REDUCE YOUR INSURANCE COSTS IN GEORGIA:

1. Having multiple policies from the same insurer
2. Installing security devices in your car or your home
3. Having a safe driving or claim-free home insurance record
4. Participating in a telematics program
5. Good Credit- most insurance policies are heavily rated based on your credit
6. Having an independent agent/broker shop your insurance every few years
7. Being a low-mileage driver 
8. Driving certain car models 
9. Paying premiums in full or on auto-pay
10. Using e-services versus traditional bill/notice by mail
11. Conducting your annual review with your insurance agent or broker
12. Taking a defensive driving course
13. Preventing any lapses in coverage- paying on time
14. Being a good student or graduating from college (youthfuls only)
15. Taking a driver training course with an instructor (youthfuls only)

The insurance industry is constantly changing. Everything from rates, to coverages, to discounts. It is important to stay on top of the changing marketplace, which is what the Roberts Insurance Group does for our clients. 

We’re always looking for additional savings opportunities for our clients. Whether it’s through new discounts, helping find a better rate with a new company, or through our annual review process to make sure our clients  aren’t paying for anything they don’t need. 
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Don’t believe everything you see on the TV ads and don’t spend hours and hours researching online or calling around to a thousand different agencies. Just pick up the phone and call 678-250-8133 or email us at [email protected] and we’ll handle all of that for you!

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