Roberts Insurance Group Blog
If you've ever been into a car accident in Georgia, you know it can be scary and overwhelming. There's a lot going on, emotions are high, and you just aren't thinking as clearly as you normally would. To help make things easy for when the unexpected happens, we're going over some steps and tips you should follow the next time you're in an auto accident:
Park Your Vehicle In A Safe Location
This is step 1 and, although it seems simple enough, many times Georgia drivers do not follow this step and further damage or injury occurs. We've seen drivers that may pull over onto the shoulder but do not give enough room for other motorists to safely pass, among other things. It's important to get to a safe place and away from danger so that you can safely exit your vehicle.
Your next duty if you're involved in an accident is to assess injuries for yourself, your passengers, and the other party's occupants. If anyone is seriously hurt or needs immediate medical attention, go ahead and call 911 to get paramedics to the scene.
Call The Police
Whether the accident happens on a public roadway or private property, it is important to call the police to come assess the situation and create an incident report. The incident report will help the insurance companies involved determine fault and properly adjust any claims. Also, since emotions are running high, policy officers can help diffuse any situation that may turn into more than just a car accident. It is important to not admit fault at the scene of an accident. At the end of the day, this is for the insurance companies to decide.
Go ahead and exchange information like names, phone numbers, insurance information, and vehicle information. If you are able to, take a picture of their info and their vehicle (including the license plate). Again, do not admit fault at this time, even if you feel it is your fault.
Take Pictures And Gather Witness Information
Pictures can really tell a story. By taking pictures of the accident scene, it can help the insurance companies "get. the full picture" of what exactly happened. Doing this will help them adjust the claim properly and quickly. Also, if there are any witnesses to the accident, ask them to stay to give a statement to the police officer. If they aren't able to stay, ask them for their contact information. The insurance companies involved may contact them for a statement to help shed light on what exactly happened.
Call Your Insurance Company
The last step would be to call your insurance company or local agency. If you are not at fault, we will often advise clients to go ahead and try to file on the other party's insurance.
Being involved in an auto accident in Georgia can really ruin your day. No one wakes up in the morning and expects to get into an accident, which is why it is called an accident! By following these steps, it will help the situation and your claim get resolved as quickly and efficiently as possible.
Here at the Roberts Insurance Group, we provide first class advice and claim management support to guarantee our clients get the best possible outcome from their claims and would love the opportunity to help you and your family.
We're located in Canton, GA and help individuals, families, and businesses throughout the state of Georgia with their home, auto, and business insurance. Give us a call at 678-250-8133 to see how we can help you!