Roberts Insurance Group Blog
Unfortunately, being involved in a hit and run auto accident is not uncommon here in Georgia. If you've been involved in one in the past, you know it's not a great experience. Other than making sure you have adequate uninsured motorist coverage on your policy (we recommend add-on coverage of at least$100,000/$300,000 for bodily injury and at least the value of your vehicle for property damage), here are some guidelines to follow if you're involved in a hit and run accident:
Park Your Vehicle
Do not pursue the at-fault driver. This is the police's job and nothing good can happen from chasing the vehicle. You should have insurance in place to pay for damage to your vehicle and any injuries, so don't risk anything else. Park your car in a safe location.
Once your car is parked, assess any injuries to you and any passengers. If someone is hurt, call 911 (which is step 3).
Call The Police
If you're involved in a hit and run, that means a crime has been committed. It is important to call 911 to help get anyone to the hospital that needs medical attention and to have the police come and investigate the incident. Having a police report filed will be crucial to having your uninsured motorist coverage pay your claim.
Gather Witness Information
If someone witnessed the incident, stop them and ask them to be a witness. If they agree, ask them to wait for the police to arrive. If they can't wait, then get their contact information so that the police and your insurance company can follow up with them for a statement to help with their investigation.
Call Your Insurance Company
Now that you and your vehicle are in a safe place, injuries have been assess, police have been called, and witnesses have been identified, it is now time to call your insurance company to get a claim files. Almost every insurance company has 24/7 claim reporting. Just call the number on the back of your insurance ID card to get the process started.
Having the right coverage paired with the right advice after an accident is key to making sure you, your passengers, and your vehicle are taken care of after a hit and run accident.
At the Roberts Insurance Group, we help clients throughout the state of Georgia build their auto policy with the right coverage so that they are properly covered in the event of a hit and run or any type of accident. In addition, our experience allows us to give solid and sound advice so that your claim is covered and paid quickly.
We're located in Canton, GA and can help anyone throughout the state. Give us a call at 678-250-8133 or click below to get a better value on your car insurance today!
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