Roberts Insurance Group Blog
Your teenager just got licensed and you just helped them get their first car. Exciting, right? It is for most parents until they call to add their newly licensed child and their new car to their auto policy. Many parents get caught off-guard by how much it costs to insured teenage drivers nowadays. Luckily, we're going over things you can do to make sure you get the best value when you insure your new driver.
Work With An Independent Insurance Agent
Instead of spending hours and hours calling around and searching the web for the best overall value, you can make one quick call to an independent insurance agent and have them compare quotes across dozens of different companies. Independent insurance agencies, like the Roberts Insurance Group, partner with several different A-rated companies to be able to find the very best value for each individual client or household on their auto insurance.
Make Sure Your Kids Have Good Grades
The "Good Student" discount is one of the best discounts available for teenage drivers. Typically, this means that your teenage driver needs to maintain a 3.0+ GPA. Doing this can save you up to 20% on your teenager's auto insurance rate.
Make Sure Your Kids Take A Driver Training Course Prior To Becoming Licensed
The driver training discount is another great discount for parents and their teenage drivers to take advantage of. Not only does it better prepare your teenage driver, it gives you an instant premium savings. Teenage drivers that take a driver training course prior to becoming licensed are 50% less likely to cause an accident, which is where the real savings comes in! If you think their premium is high now, wait until they have an at-fault accident.
Take Advantage Of A Telematics Discount (and all other possible discounts)
Telematics discounts are one of the newest types of discounts to make its way through the insurance industry. This is a discount you can receive from downloading an app on your smartphone or plugging in a device to the car's computer sensor. The app or device will track your teenager's mileage and driving habits. Typically, the program will give you an introductory discount to start with, something like 5 or 10%. Based on their mileage and driving, the discount can go to as high as 40%.
Ready To Get The Best Value For Your Teenage Driver?
If you're ready to go ahead and get a better value insuring your teenage driver, go ahead and give us a quick call at the Roberts Insurance Group. We're a local independent agency and we have access to dozens of different insurance companies to ensure our clients get the best value when insuring their teenage drivers.
Call us at 678-250-8133 to speak with one of our licensed insurance agents or click below and we'll get started for you and your family today!